FinCEN’s Crypto Rulemakings and Orders in the Federal Register
FinCEN, the Treasury Department’s Financial Crimes Enforcement Network, writes the US anti-money-laundering rules for banks and money transmitters. This is an unranked list of 10 of its Federal Register documents since 2020 that are about crypto assets, including two proposals it withdrew on October 6, 2026.
Data as of · 10 documents, Dec 23, 2020 to Oct 6, 2026 · from the Federal Register API
Illustration: ten FinCEN rulemakings and orders about crypto assets, by topic.
FinCEN’s Crypto Rulemakings and Orders in the Federal Register, data as of 2026-10-31
Published
Document
Topic
Kind
Source
Dec 23, 2020
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets
Included = FinCEN documents in the Federal Register since 2020 whose subject is convertible virtual currency (CVC, crypto assets that can be exchanged for money) or stablecoins, plus two orders against named foreign firms, Bitzlato and PM2BTC, whose text matches the search for “convertible virtual currency”.1 Left out: other special-measure orders where crypto is only mentioned, and information-collection notices. Unhosted wallets are crypto wallets held by the user rather than by a bank or exchange. The list is chronological and is not a ranking. Observed facts, not a forecast.
Highlights
The quotes below are the one-sentence summaries FinCEN wrote for each Federal Register document. In plain terms, a “mixer” is a service that pools and redistributes crypto so that its source is harder to trace. For the wider count of documents that mention bitcoin, see Federal Register documents mentioning bitcoin, year by year.
Unhosted wallets
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets 2020
Proposed rule
Proposed rule, published Dec 23, 2020. FinCEN’s summary: “FinCEN is issuing this notice of proposed rulemaking to seek public comments on a proposal to require banks and money service businesses ("MSBs") to submit reports, keep records, and verify the identity of customers in relation to transactions involving convertible virtual currency ("CVC") or digital assets with legal tender status ("legal tender digital assets" or "LTDA") held in unhosted wallets (as defined below), or held in wallets hosted in a jurisdiction identified by FinCEN. FinCEN is proposing to adopt these requirements pursuant to the Bank Secrecy Act ("BSA").”2
Unhosted wallets
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets 2021
Proposed rule
Proposed rule (comment period reopened), published Jan 15, 2021. FinCEN’s summary: “On December 23, 2020, FinCEN published a notice of proposed rulemaking proposing requirements for banks and money services businesses ("MSBs") related to certain transactions involving convertible virtual currency ("CVC") or digital assets with legal tender status ("legal tender digital assets" or "LTDA").”3
Unhosted wallets
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets 2021
Proposed rule
Proposed rule (comment period extended), published Jan 28, 2021. FinCEN’s summary: “On December 23, 2020, FinCEN published a notice of proposed rulemaking (the "NPRM") proposing requirements for banks and money services businesses ("MSBs") related to certain transactions involving convertible virtual currency ("CVC") or digital assets with legal tender status ("LTDA").”4
Named foreign firms
Imposition of Special Measure Prohibiting the Transmittal of Funds Involving Bitzlato 2023
Final order
Final order, published Jan 23, 2023. FinCEN’s summary: “FinCEN is issuing an order, pursuant to the Combating Russian Money Laundering Act, as amended by the National Defense Authorization Act for Fiscal Year 2022, to prohibit certain transmittals of funds (as defined in this order) by any covered financial institution involving Bitzlato Limited (Bitzlato), a financial institution operating outside of the United States determined to be of a primary money laundering concern in connection with Russian illicit finance..”5
CVC mixing
Proposal of Special Measure Regarding Convertible Virtual Currency Mixing, as a Class of… 2023
Proposed rule
Proposed rule, published Oct 23, 2023. FinCEN’s summary: “FinCEN is issuing a notice of proposed rulemaking (NPRM), pursuant to section 311 of the USA PATRIOT Act, that proposes requiring domestic financial institutions and domestic financial agencies to implement certain recordkeeping and reporting requirements relating to transactions involving convertible virtual currency (CVC) mixing..”6
Named foreign firms
Imposition of Special Measure Prohibiting the Transmittal of Funds Involving PM2BTC 2024
Final order
Final order, published Oct 11, 2024. FinCEN’s summary: “FinCEN is issuing notice of an order, pursuant to the Combating Russian Money Laundering Act, as amended by the National Defense Authorization Act for Fiscal Year 2022, to prohibit certain transmittals of funds by any covered financial institution involving PM2BTC, a financial institution operating outside of the United States determined to be of a primary money laundering concern in connection with Russian illicit finance..”7
Stablecoin issuers
Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of… 2026
Proposed rule
Proposed rule, published Apr 10, 2026. FinCEN’s summary: “The Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) are jointly issuing this proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).”8
Stablecoin issuers
Permitted Payment Stablecoin Issuer Customer Identification Program 2026
Proposed rule
Proposed rule, published Jun 22, 2026. FinCEN’s summary: “The Financial Crimes Enforcement Network (FinCEN), together with the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), the Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) are jointly issuing this proposed rule to implement certain provisions of the Guiding and Establishing National and Innovation for U.S. Stablecoins Act (GENIUS Act).”9
Sources
Office of the Federal Register, Federal Register API: documents from the Financial Crimes Enforcement Network (FinCEN) matching “convertible virtual currency”, “virtual currency” or “stablecoin”, retrieved 2026-10-31; rows are the documents whose subject is crypto assets or a crypto business.